Omar — you owe RehanAED214.33
Open · link expires Nov 13
- Lamb ouzi190.00
- Shared service & VAT · ⅓24.33
TotalAED 214.33
Transfer to Rehan — Spendfeed auto-detects it and settles this card.
Autopilot expense tracking for the UAE
Install once.
It tracks itself.
Spendfeed logs every dirham on its own — Apple Pay taps, bank alerts, screenshots and open banking — and tells you what’s actually safe to spend until salary day.
iPhone and Android apps coming soonLaunching on the App Store and Google PlayHow Autopilot works
- Parsing happens on your phone
- Splits free forever
- Made for AED
Autopilot
You stop typing. Spendfeed keeps count.
Set it up once, in about five minutes. From then on every card tap, bank alert and transfer lands in Spendfeed by itself — already categorised, never duplicated.
iPhone Four ways in, all automatic
Apple Pay automation
A one-time Shortcuts automation runs Spendfeed the moment you tap to pay. Amount, merchant and card are logged in the background — no app opening.
Guided one-time setupBank SMS automation
A Messages automation you create hands bank alerts to Spendfeed, which reads them on your phone. Anything that isn’t a transaction is discarded on the spot.
Your inbox stays yoursScreenshot Radar
Screenshot a receipt, a bank app or a payment confirmation. Spendfeed reads it with on-device text recognition and logs it. The image never leaves your phone.
OptionalOpen Banking
Link your bank through UAE Open Finance (CBUAE AlTareq, via Lean) for a complete feed that reconciles everything else and catches anything missed.
Rolling out bank by bank
Android Notification capture
Spendfeed listens for your banks’ alerts as they arrive and logs them in seconds — including push-only banks. Notification access only: never SMS permission, never accessibility services.
Cash? Type one line.
English, Arabic or Arabizi — Spendfeed understands it and files it.
- karak 3 at the cafeteria
- dinner 480 split with sara and omar
- تاكسي ٤٥ امس
Reads alerts from
- Emirates NBD
- ADCB
- FAB
- Mashreq
- Emirates Islamic
- DIB
- ADIB
- RAKBANK
- CBD
- HSBC
- Liv
- Wio
- Careem Pay
- e& money
- Tabby
- Tamara
- Postpay
Bank and wallet names are trademarks of their owners. Spendfeed is independent and not affiliated with them.
Safe to Spend
One number to live by.
Not your balance — what’s actually yours to spend until salary day, after the rent cheque, school fees, BNPL instalments and bills that are already on their way.
- Recalculates itself after every capture
- Knows your salary day and your buffer
- Ask “can I afford AED 1,200 on Friday?” and get a yes — or the date it becomes one
- In your accounts
- 16,990
- Set aside for the Oct 1 rent cheque
- −6,600
- Set aside for school fees, Term 2
- −1,025
- Tabby instalment due Sep 24
- −375
- DEWA + internet bills
- −750
- Your buffer
- −1,000
SAFE TO SPENDAED7,240AED 658 a day for the 11 days until salary
Horizon
See the cliffs before you hit them.
UAE money doesn’t move monthly. Rent leaves in one to four cheques; school fees by the term. Spendfeed plots the next 90 days with every lump sum where it really falls — no averaging — and sets a little aside each month so the big days stop being scary.
Next 90 dayslowest point AED 1,090 · Oct 29
- Rent cheque −22,000 · Oct 1
- Salary +18,000 · every 30th
- Lowest point before payday
- Rent cheque 2 of 2−22,000Oct 1 · 68% fundedAED 1,400 behind
- School fees · Term 2−10,250Jan 5 · 25% fundedon track
- Tabby · instalment 2 of 4−375Sep 24 · 100% fundedauto
Which card
The right card, every time.
Spendfeed knows each card’s cashback rules and how much of this month’s cap is left, so it tells you which card to pull out — and, gently, how much you’d have earned with the best one.
- Caps, categories and minimum spends tracked for you
- Statement and due dates on the Horizon
Illustrative cards and rates.
Which card should I use?
on an AED 500 spend
- GGrocery cashback card5% · AED 312 of cap left+25.00
- 1%Flat-rate card1% everywhere+5.00
- EEveryday 365 card5% · only AED 4.40 of cap left+4.40
You'd have earned AED 20 more at Carrefour yesterday with your grocery cashback card.
Splits · free forever
Split anything. Chase no one.
Friends don’t need the app. They get a WhatsApp settle card with first names and an amount; when they transfer, Spendfeed spots the payment and settles the card by itself.
- Groups for trips, flats and couples — or just one friend
- Multiple payers; split equally, exactly, by %, by shares or with adjustments
- Itemised receipts: tap who had what, service and VAT shared fairly
- Simplify debts across a whole group
- Recurring rent, DEWA and internet splits
- Never behind a paywall. Not now, not later.
Privacy
Parsed on your phone. Not on our servers.
A money app should know less about you, not more. Spendfeed is built around the UAE Personal Data Protection Law from the first line of code.
Parsed on your phone
Bank alerts are understood on-device. Only the structured transaction syncs — amount, merchant, date. The alert text itself is never uploaded.
Redacted first
OTPs, full card numbers, CVVs, Emirates ID and IBANs are stripped before anything is stored or sent.
No SMS permission
Spendfeed never asks for SMS access, accessibility services or your contacts. Ever.
No ads, no selling
Your data isn’t sold or used for advertising. Analytics never include amounts, merchants or message text.
Built for PDPL
Export everything or delete your account from Settings, any time. Privacy requests answered within 30 days.
Friends see almost nothing
Settle cards show first names and an amount — nothing else — and expire after 30 days.
Install once. It tracks itself.
Built for iPhone and Android. Free to start; splits free forever.
iPhone and Android apps coming soonLaunching on the App Store and Google Play